Authorizations, exposure, and country export data

• Insures against foreign debtor’s failure to pay
• Tenor: From 180 days to 2 years (and more in exceptional cases)
• Cover: Commercial and political risks resulting in failure to pay
• Predominant part of the value of goods or services must be of Slovak origin
• Special program for SMEs reduces cost to exporter

• Provided to exporter's bank or other financial (commercial) company that provides credit to the foreign buyer's bank or directly to the foreign buyer
• Risks covered: Political and commercial risks
• Tenor: Over 2 years
• The minimal amount of the insured's participation in an insurance incident is at least 5%, and no more than 50% of the insured amount may be paid to the insured (exporter)
• The foreign buyer must pay more than 15% of the export contract value directly to the exporter prior to, but no later than, the delivery date of the goods and services

• Non-payment guarantee to lenders to cover qualitative and quantitative conditions of export contracts
• Bid bonds
• Advance payment guarantees
• Performance bond
• Supplier’s warranty bonds
• Retention bonds
• Payment guarantees
• Payment guarantees
• Loan guarantees
• Tenor usually matches loan agreement period

• Purchase of foreign receivables
• Tenor of receivables: Maturity of receivables aged between 30 and 60 days
• Tenor of financing: Ranges between 1 and 5 years
• Currency: EUR or USD
• Interest rate: EXIMBANKA SR’s cost of funds to obtain the currency plus a margin

• Financing to the exporter or its lender
• Finance new investments or expansion of an existing investment abroad.
• Financing types and tenors:
• Operating capital: Usually up to 2 years and renewable, 100% of cost
• Purchase and modernization of technology: Up to 7 years
• Real estate: Up to 10 years
• Interest rate: EXIMBANKA SR’s cost of funds to obtain the currency plus a margin
• SMEs have interest rate reduced by at least 0.25% compared to a regular loan through an EIB program
• Buyer credits:
• Loan up to 85% of the investment value
• Tenor: Up to 2 years for non-durable goods and services, up to 8.5 years for technology
• Financing for investments max. 85% of investment amount
• Foreign investment loans:
• Loan up to 85% of the investment value
• Tenor: Up to 8 years

• Special-purpose refinancing resources to commercial banks to grant export credits
• Tenor: Typically, up to 1 year; renewable
• Eligibility: Exports must be predominantly of Slovak origin

• Insurance of loans to finance production destined for export against the risk of non-payment due to exporter’s inability to comply with export contract terms
• Manufacturing risk insurance
• Overseas investment insurance for Slovak legal entities
• Insurance of a confirmed export irrevocable documentary L/C
• Insurance of bank guarantees issued in relation to export contract award or performance terms
• Pre-export credit insurance
• Guarantee insurance
• Other products include export financing and insurance consulting, development financing consulting, and events and workshops

• EXIMBANKA SR can support concessional loans for a public buyer of Slovak goods and services, with a repayment term of up to 2 years or more

• Cooperation agreements with dozens of institutions in over 30 countries

• EXIMBANKA SR is the only available Slovak financing product for Slovak exports in Ukraine