Authorizations and exposure (commercial account)

• Unsecured loan to support a single or multiple export orders
• Amount: From AUD 20,000 up to AUD 350,000
• Credit terms:
• Tenors of 3, 6, 9, or 12 months
• Monthly repayments required
• Eligibility:
• Company annual revenue between AUD 250,000 and AUD 10 million
• Company must have been in business for 2 years
• Content: Australian benefit should be demonstrated
• 20% of company revenue from export sales
• Export-related funding need
• Fees:
• AUD 100 application fee
• AUD 1,000 credit assessment fee
• Approval:
• Apply online in as little as 30 mins, with funds available in as little as 72 hours
• Conditional approval: ability to submit application and receive a 90-day conditional approval if haven’t secured an export-related contract
• No penalty for early repayment

• Loans to support export or supply chain businesses, facilitate exports in emerging markets, and provide complementary finance to banks
• Amount: From AUD 350,000
• Loans can be made in AUD, USD, EUR, and GBP
• Credit terms:
• Interest rates between 9% and 11%
• Loan tenor in line with the loan purpose
• Quarterly interest payments, principal repayment based on contract
• Additionality criteria must be met
• Loans are available to first-time exporters
• Eligibility:
• Company must have an existing export contract, or seeking support for supply chain contract
• Revenues over AUD 250,000 in the last fiscal year
• Company must have been in business for 2 years
• The loan must be used to finance export-related transaction, expansion of business in an international market, or equipment and other costs associated with delivering future export or export-related contracts
• Content: Australian benefit should be demonstrated
• Fees:
• Application fee is the higher of AUD 5,000 and 1% of the loan amount
• Other fees and charges apply, including commitment and documentation fees
• Approval:
• Online application
• Approval from 4 weeks

• Issue bonds directly or provide a guarantee to a bank issuing the bond
• Types of bonds: Advance payment, performance, warranty, and US surety bonds
• Bond amounts over AUD 100,000
• Bonds may be in AUD, USD, EUR, GBP
• The agency will provide documentary credit guarantee to exporter’s issuing bank
• No online application, establishment time of 4 weeks
• Fees:
• Application fee is the higher of AUD 5,000 and 1% of the bond amount
• Other fees and charges apply, including utilization and documentation fees
• Bond fee of 4%-7%

• Guarantees to lenders to Australian companies to support export-related transactions and international expansions
• Amount: From AUD 350,000
• Loans can be denominated in AUD, USD, EUR, and GBP
• Credit terms:
• Utilization fee between 4% and 6%
• Interest rate and repayment structure determined by the lender
• Export Finance Australia quarterly interest repayments, principal based on contract
• Eligibility:
• Revenues over AUD 250,000 in the last fiscal year
• Content: Australian benefit should be demonstrated
• Fees:
• Application fee is the higher of AUD 5,000 and 1% of the loan amount
• Other fees and charges apply, including utilization and documentation fees

• Wide range of products:
• Project finance
• Buyer finance
• Supplier finance
• Sovereign finance
• Bonds
• Overseas direct investment
• Insurance
• Eligibility:
• Australian benefit must be demonstrated
• Additionality criteria must be met

• The agency provides financing when it deems that there are “market gaps,” which means that commercial finance is unavailable or insufficient to meet the financing needs of the borrower

• All transactions must meet Australian benefit criteria, which include, but are not limited to:
• Economic activity stimulated in Australia by the presence of Australian content
• Greater Australian participation in international supply chains
• More Australian jobs
• Payment of dividends or other financial proceeds from overseas to Australia
• New research and development expenditure in Australia
• Australian access to new products, intellectual property or technology

• The Agency adheres to the OECD approaches in respect to environmental and social due diligence and the Equator Principles

• Export Finance Australia provides finance to support sustainable infrastructure in the Indo-Pacific region across a range of sectors, including telecommunications, energy, electrification, water and sanitation, and transportation.
• These transactions must serve an Australian benefit

• The agency also provides solutions to support Australian critical mineral projects and related infrastructure as it manages the Australian Government's AUD 4 billion Critical Minerals Facility

• Export Finance Australia also provides solutions to support Australian defense exports across a range of sectors including advanced manufacturing, engineering and software

• 2023: Export Finance Australia will deliver its largest ever renewable energy financing, joining over 20 commercial lenders and Export Credit Agencies to support the USD 6.9 billion, 1,022MW Hai Long Offshore Wind Power Project in Taiwan

• 2023: In 2023 Export Finance Australia signed MoUs with ECAs such as UKEF and Korea Eximbank. deepening co-operation in areas of mutual interest

• 2023: The Australian government expanded its Critical Minerals Facility by AUD 2 billion