Authorizations and exposure

• FMO offers direct medium- and long-term loans at both fixed and variable interest rates and with a repayment grace period where needed
• It arranges syndicated loans to raise larger financing amounts for its clients in an efficient way

• FMO invests equity directly or indirectly (through funds) or co-invests with partners
• As an investment partner, FMO provides stable, long-term capital; it works with fund managers and investee companies to integrate sustainability in their core operations, building a successful business for the long term

• Guarantees and trade finance: In order to ensure that companies have access to international markets and can participate in global trading, FMO structures its guarantees so that they meet the specific needs of the borrower, the market, and the targeted creditors
• Services for Dutch businesses: FMO is a strategic finance partner for Dutch businesses that develop projects or initiate business activities in emerging markets
• Capacity Development Program: FMO contributes to the cost of hiring external consultants, trainers, and experts to facilitate the knowledge transfer and provision of technical expertise that clients indicate a need for
• This takes the form of grant-based co-financing of up to 50% of the project costs, with the client financing the balance

• FMO uses measurements to understand whether our involvement brings positive change to local economies

• FMO test all of its investments against the following dimensions of development impact:
• Financial additionality
• ESG additionality
• Mobilizing role

• 2024: E3G assesses FMO as “on its way to achieving full Paris Alignment” in its Public Bank Climate Tracker Matrix

• 2024: NEWS FMO voluntarily delists from Equator Principles

• 2023: FMO issues USD 500 million 5-Year Green Bond