Authorizations and exposure

• Covers accounts receivable non-payment losses under an export contract for goods and services
• Coverage: Up to 90% of losses
• Sub-products:
• EDC Select Credit Insurance: Up to CAD 500,000; online application; one-time premium paid upfront; up to 5 international buyers
• EDC Portfolio Credit Insurance: Premium paid monthly; one-time administration fee of CAD 250
• Premium: Determined based on type of goods and services, creditworthiness of overseas buyer, and buyer country risk
• Eligibility: Any Canadian exporter of goods or services
• Term: Up to 180 days
• For insurance cover of less than CAD 500,000, an instant quote can be obtained online

• Insures against political and commercial risks associated with a single, international contract
• Coverage: Up to 90% of losses
• Eligibility: Determined based on the value of the export, significant benefits to Canada, creditworthiness of overseas buyer, contractual terms, buyer country risk, and exporter’s experience with foreign sales
• Premium: Calculated on payment terms, buyer and buyer country risks, and policy tenor

• Covers expropriation, political violence, currency inconvertibility, and non-transfer and non-payment by a government counterparty
• Coverage: Up to 90% of losses
• Sub-products:
• Political risk of assets and/or investments
• Foreign funds (e.g. bank loans)
• Equity investment overseas
• Contract frustration of a sovereign buyer
• Premium: Rates start at 0.1% per annum per risk

• Provide foreign buyers with flexible payment of Canadian exporter’s receivable
• Exposure fee:
• Risk of buyer country, risk classification, exposure period (disbursement and repayment periods), and buyer credit rating
• Exposure fees paid by buyer upfront or capitalized
• Online exposure fee calculator
• Fees: Administrative fee may apply

• Provides financing to buyers of Canadian exports
• Large international infrastructure projects
• Eligibility:
• The project must generate over CAD 50 million in sales
• Must demonstrate economic benefits to Canada

• Cover losses while freeing up working capital since EDC does not require collateral
• Coverage up to 95% if customer wrongfully calls a letter of guarantee or if a call is triggered by the exporter not being able to meet its obligations due to political risk
• Sub-products:
• Account Performance Security Guarantee: Protects exporter’s bank
• Foreign Exchange Facility Guarantee: Allows FX provider to forego collateral because exporter can lock in FX rates
• Performance security insurance
• Surety bond insurance

• Provides Canadian exporters with a direct loan to support international investments or fund an overseas affiliate
• EDC takes security in foreign assets if lending to overseas affiliate
• Canadian Direct Investment Abroad (CDIA) program
• Direct financing for companies with annual revenue ranging from CAD 10 million to CAD 300 million
• Minimum commitment of CAD 1 million

• The EDC BCAP Guarantee will provide your financial institution the peace of mind that they need to give your access to credit
• Eligibility: the guarantee is for new operating lines of credit or new term loans to support your cash flow needs
• The EDC BCAP is expanded to support more Canadian companies, regardless of size, sector or region
• EDC fees related to this guarantee may be deterred for the first six months for smaller credit amount

• Protect against foreign exchange risk without locking up capital, and avoid posting collateral as payment assurance for foreign exchange contract provider and keep cash free for doing business
• Eligibility: determined by EDC based on the manaerial, technical and financial capabilities of your company
• Covered: foreign exchange derivative contracts, with a duration up to three years

• EDC investments: Investment up to 25% ownership in established Canadian companies that want to accelerate their international growth
• Emerging companies with annual revenues of between CAD 500,000 and CAD 10 million can potentially access up to CAD 10 million in investment through EDC's Investment Matching Program
• Inclusive Trade Investments Program: EDC invests in companies led or founded by women and/or other diverse management teams who are raising, or have recently raised, equity funding
• Working capital guarantees
• Foreign exchange hedging instruments

• Anti-corruption guidelines

• Ethics and code of conduct compliance

• Environmental and social risk management

• Statement on human rights

• Corruption of Foreign Public Officials Act

• EDC has a Business Connection Program that facilitates introductions between Canadian companies and foreign buyers

• 2024: EDC reached record CAD 12 billion in support for cleantech businesses, achieving goal 2 years early

• 2023: EDC expands growth capital Matching Program to broaden support for medium segment export companies