Authorizations and exposure

• Insures loan made to buyers of Czech goods and services
• Covers commercial and political risks
• EGAP will finance up to 85% of the supply contract value and requires 15% advance payment by the buyer
• Tenor: Over 2 years
• Premium:
• Priced according to the risk classification of the importing country, tenor of the financing, and creditworthiness of the foreign buyer
• May be paid at financial closing or as a margin on the interest over the repayment period
• Financial modalities:
• Direct buyer credit: Insured entity is the bank that provides funds to the buyer
• Indirect buyer credit (bank-to-bank financing)

• Insures Czech exporter or bank against non-payment risk of foreign buyer (importer)
• Covers commercial and political risks
• EGAP will finance:
• Short-term: Up to 100% of export contract amount
• Medium and long-term: Up to 85% of the supply contract value, with 15% advance payment to the buyer required
• Insurance tenor:
• Short-term: Up to 2 years
• Medium and long-term: Over 2 years
• Premium:
• Pricing determined by export volume, payment terms and conditions, risk rating of importer, country risk, and deductible amount
• Premium is fixed for the policy term
• Financial modalities:
• Direct supplier credit: Insured entity is the exporter
• Indirect supplier credit: Insured entity is the bank that provides funds to importer

• Insures a loan made by a commercial bank to a Czech exporter for financing the production of an export
• Tenor and amount:
• If maturity is up to 2 years, EGAP finances up to 85% of export value
• If maturity is over 2 years, EGAP finances up to 75% of export value
• Covers commercial and political risks
• Premium: Determined by amount, tenor, exporter's risk rating, and deductible amount

• EGAP provides insurance for each of the following:
• Confirming letters of credit
• Investment in foreign countries (insuring debt or equity)
• Risk of inability to fulfill an export contract
• Bank guarantee to support winning or performing an export contract

• Content eligibility:
• Exports up to 100 million CZK incl.: No minimum Czech share
• Exports between 100 - 500 million CZK incl: Minimum 30% Czech share (exceptionally, 20%)
• Exports between over 500 million CZK incl: Minimum 50% Czech share (exceptionally, 20%)
• An exception in the form of a lower share is possible only in transactions when the exporter unequivocally evidences that goods necessary for completion of the export are not produced in the Czech Republic or certain criteria of national interest are met

• Insurance provided to legally domiciled Czech entities

• SMEs represent a significant customer base for EGAP—support is focused on pre-export financing and bank guarantees issued in relation with export contracts

• Sustainability requirements

• Online insurance premium calculator

• 2023: EGAP started accepting applications for export credit insurance, which are financed through the newly established Ukraine Fund